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Preventing Nappy Rash: The Do’s and Don’ts of Keeping Your Baby Comfortable

Health Watch

preventing diaper rashYou have just changed your baby’s diaper. Then after an hour, you heard a loud and sudden cry. You are probably surprised at how often your baby’s diaper needs changing if you are a first-time mum. A wet diaper is irritating for a baby, and worse, it can cause nappy rash. This is a common skin condition affecting the skin due to wearing a dirty diaper for too long.

Being a new parent is an exciting yet terrifying endeavour. Fortunately, it is easy to keep your little one clean, healthy and happy. Read on to know how you can prevent or heal any existing rash.

Use Comfy Cloth Diapers

Disposable diapers can make the rash worse due to friction and prolonged dampness. Give your baby’s nappy area plenty of airtime by using modern cloth diapers. They feel soft against your baby’s delicate skin and free of potential harmful chemicals. As industry expert grovia.net.au puts it: “Say goodbye to disposable diapers that put a hole in your wallet and damage the environment, and say hello to maximised comfort and savings.” Though you may end up with more laundry every day, the great benefits of cloth diapers will surely outweigh the extra work.

Avoid Scented Products

Some baby products are dangerous to your baby when applied to the skin. Rashes are a reaction to perfumed soap, wipes or bubble bath. Experts think it best to stop using these when your baby is constantly having red, itchy rash on exposed areas. This is the best reason to use natural and organic baby products.

Apply Topical Creams

Try this if you still see some redness on your baby’s bottom. As much as possible, do not use baby powder. Paediatricians explain that it is dangerous if your baby inhales it. Better to use ointment or petroleum jelly to create a barrier between your baby’s skin and the diaper.

Babies cry when they are irritable, or when experiencing pain and discomfort. It is thus important to take a preventive approach to nappy rash to keep your baby comfortable.

The Importance of Social Support

Smiley Service

social supportSocial support is a term that often comes up when people discuss relationship problems and significant life events. It means having family and loved ones, most commonly guided by experts, around you during times of crisis and distress.

Social Support is something that can greatly benefit every person, however, because it can help them to better cope with day to day stresses. It provides better quality of life and enhances a person’s ability to face adverse life events that may come along the way.

Perth-based home care provider Platinum Healthcare enumerated the forms of social support, which include the following:

• Emotional Support
• Instrumental Support
• Informational Support

Many studies have concluded that having a strong social support network is good for both the psychological and general well-being of a person. It may even enhance the immune functions of the body. Listed below are some common benefits when individuals have social support:

A Sense Of Belonging – Spending time with people who have issues in common with you can help to ward off feelings of loneliness and depression. It can help you cope with stress and problems arising from day-to-day activities.

A Sense Of Self-Worth – Being around people who share the same sentiments can help to reinforce your self-worth. It also gives you a deeper purpose and direction in life.

A Sense of Security – Having your own social network can give you access to the information, guidance, essential advice, and assistance that you may need. It is a comforting thought that you can turn to people whom you can rely on in times of need.

You need not have a serious life crisis or a mental affliction to seek out a strong social support network. In fact, though many people stick to the notion of it being a specialised need, many individuals can benefit from it to better deal with the stresses of everyday life. It has far-reaching benefits mentally, emotionally, and physically.

Do yourself a favour and join one today. Whether you are the one receiving counsel or if you are the one extending your help, the benefits are well worth the time and effort you put into it.

The Symptoms of a Dental Practice in Trouble

Smiley Service

dentalRunning a business is hard even if you’re fresh out of business school. Chances are, however, you didn’t attend business school because you went to dental school instead, and now you have a practice to run and you’re not prepared enough for the business aspects.

You might be making financial mistakes every single day; you might be running a financially sick dental practice without even knowing it. Here are some of the signs:

Financial Decisions are Stressing You Out

Every financial decision, even the relatively routine ones, is causing you to feel panicky and stressed out. You feel that you don’t have enough money to confidently spend on some new equipment and other things you need to grow your practice.

Stress is avoidable; you just need to think that you can avoid it. This problem is not something you need to bear alone, so get help and find someone—an expert, maybe—to help you with your finances.

You Find Yourself “Not Busy Enough”

There is a growing population of working dentists, but the demand is shrinking. If you find yourself not busy enough or you have more time than your patients have, you might be in trouble. Dental care is dropping among adults. Most don’t even care to make regular visits to the dentist anymore.

With this looming problem in the industry, it’s important more than ever that you take control of your finances. Build a sound financial and marketing strategy. Include having a financing program for dental patients, for example.

You Can’t Afford to Retire

Your poor cash flow may lead to poor savings, and this can delay your retirement. It can reduce the quality of it, too. You’ll only experience this if you can’t put away anything closer to $100,000 a year. If this sounds impossible to you, you might be stuck in a financial rut.

That $100,000 for your savings may be difficult to achieve, but it’s possible.

Make you practice healthy and manage your money intelligently today—right now, before it’s too late. Only a comprehensive approach to your finances can earn you a good future.

Waiting in Line: Why Use a Single Line Queuing System

Smiley Service

customerThere is something about waiting that people just don’t like. The grueling boredom associated with it is what people hate the most. According to studies, the wait in a line feels longer as people overestimate how long they have been there.

The New York Times explains that expectations affect how people feel about standing in line. Uncertainties heighten the frustration of waiting, while reasons for interruptions or delays improve the mood of the experience. Using a traffic system counting and knowing the average wait time of each customer are important analytics for improving the waiting experience and all around operations.

Waiting and Waiting

How long people wait in line depends on several different factors, including the number of people in line, the numbers of servers, and the time it takes to serve each customer. For the most part, however, wait time is also affected by the queuing system. This is defined by the customer population source and the process or serving system in place.

Making the Line Move Faster

A common challenge in waiting lines is how to make it move faster to reduce waiting time. The single-queue concept is a much better choice, as it reduces the average wait time and is more orderly than multiple waiting systems.

Fairness in Line

A single line queue gives everyone roughly the same average waiting time. Customers are attended to fairly, or without getting lucky by picking the fastest line. They are served in a first come, first served fashion. This promotes fairness and improves the queue flow and service time.

Greater Efficiency with Single Line

The single line is often used because of its statistical efficiency. Queue flow speed is also significantly lower than the wait time of customers in a multiple-line system. If you have three or five service agents and a single queue, for example, the speed of the line flow can be improved by as much as 30 percent.

Apart from the choosing the single line system, it is also wise to implement electronic queuing methods inside your store. Give customers an idea of the estimated wait time. Reconfiguring multiple line systems into a single queue can satisfy customers and improve efficiency, too.

CMA Publishes Provisional Decision on Payday Loan Market

MoneyToring

Payday LoanIn early October 2014, the UK’s competition authority, the Competition and Markets Authority (CMA), published its final proposals for the payday loan market. The concerns it investigated were first identified by the Office of Fair Trading’s 2012 compliance review into the payday loan sector, where it was identified that many lenders competed on the speed and convenience of providing the loan, and not on price.

Perhaps the most eye catching item in the report is the proposal for all lenders to be compelled to make information available to the major price comparison websites. Unless a lender is both shown on a price comparison site and includes a link to that site on their website, then under these proposals they will not be allowed to lend money. Forcing lenders to use these sites should both improve price competition and make it easier for new firms to enter the sector.

In its provisional report of June 2014, the CMA estimated that the lack of competition within the marketplace could be adding up to £10 to the cost of a £260 payday loan taken out over a three week period.

Other CMA proposals include:

• A requirement for loan lead generators to clearly explain their role to customers
• Increased transparency regarding lenders’ late payment fees and charges
• Measures to allow customers to compare the costs of loans without undergoing credit searches; thus, damaging their credit licence and record
• Development of real-time data sharing, allowing lenders to see if customers have obtained loans from other lenders
• Customers to be provided with statements showing all charges paid on all loans over the last 12 months, not just on the current loan

In all but the last of the above, the proposal takes the form of a recommendation to the regulator, the Financial Conduct Authority, to act in this area.

The CMA will now consult on its proposals, with submissions invited up to October 30, and will publish a final report around the turn of the year.

Simon Polito, Chair of the Payday Lending Investigation Group at the CMA, said: “Greater price competition will make a real difference to the 1.8 million payday customers in the UK. At the moment there is little transparency on the cost of loans and partly as a result, borrowers don’t generally shop around and competition on price is weak. By ensuring that there are accredited websites providing impartial, relevant and accurate information about payday loans, we can make it easier for customers to make comparisons and there will be a much greater incentive for lenders to offer lower cost loans and to win borrowers’ business.”

Russell Hamblin-Boone, Chief Executive of the trade association the Consumer Finance Association, welcomed the CMA findings, describing them as “sensible, proportionate proposals”.

NOTE: The information shown in this article was correct at the time of publication. Articles are not routinely reviewed and as such are not updated. Please be aware the facts, circumstances or legal position may change after publication of the article.